Fill In The Blank Savings

My _______________ Savings Account at Loudoun CU is designed to help you save for a particular goal. It serves as a separate savings vehicle that you name after its purpose.

For example, you may have a Holiday Savings*, Vacation Savings, or a Down Payment on My New Convertible Savings. No matter what it is, you are saving for, let Loudoun CU help you get to your goal.

Benefits:

  • No Minimum Balance

It's your account, so you make the rules. Put in as little as $5 or as much as you want - it's completely up to you.

  • Customizable

You get to dream it. You get to name it. We'll help you save for it.

  • Flexible

Enjoy the flexibility of picking your payout date when you open your Fill In The Blank Savings Account.

*Holiday savings accounts pay out the first week in October and an early withdrawal fee of $5 applies for each withdrawal.


Youth Accounts

Start your child off on the right savings foot by opening a Youth Account from Loudoun CU for them. They will learn the value of saving by watching their money grow with each deposit. Youth Share Savings Accounts are designed for anyone less than 18 years of age. Those aged 16 to 18 qualify for our Youth Checking Account with a parent or guardian as the joint owner.

So whether you want to open that adorable new baby an account, or teach your teen the value of a dollar, we can help.


Rates

Shares

Shares
Account Type APR* APY**
Share Savings (Minimum balance to earn dividends is $200) 0.05% 0.05%
Fill In the Blank Savings 0.05% 0.05%
IRA & Roth IRA 0.30% 0.30%

Share Draft (Checking)

Share Draft (Checking)
Account Type APR* APY**
Everyday Checking (Minimum balance to earn dividends is $1,000, no monthly service charge) 0.00% 0.00%
Senior Advantage Checking (No minimum balance to earn dividends, no monthly service charge) 0.05% 0.05%

Money Market

Money Market
Account Type APR* APY**
$2,500 - 20,000 0.90% 0.90%
$20,000.01 - 50,000 1.10% 1.10%
$50,000.01 - + 1.25% 1.26%

Share Certificates

Share Certificates
Account Type APR* APY**
6 Months 3.25% 3.29%
9 Months 4.00% 4.06%
12 Months 4.00% 4.06%
24 Months 3.75% 3.80%
36 Months 3.25% 3.29%

IRA Certificates

IRA Certificates
Account Type APR* APY**
24-Month Traditional 4.00% 4.06%
36-Month Traditional 3.45% 3.50%
24-Month Roth 4.00% 4.06%
36-Month Roth 3.45% 3.50%
60-Month Roth 2.50% 2.52%

On all Certificates: Dividends are calculated on Daily Balance method, compounded and paid Quarterly. APR = Annual Percentage Rate. APY = Annual Percentage Yield. $1,000.00 on minimum deposit. CD withdrawal penalties: up to 1 year: 90 days interest, over 1 year: 180 days interest. Rates are subject to change without notice. Please refer to Account Disclosure for additional information.