Come Share With Us
As a not-for-profit financial cooperative, the more money you deposit with us, the more we are able to give you and fellow members back in return, paying out higher dividend rates on deposit accounts. It's a simple equation: what you share with us, we share with you.
Because we are a not-for-profit, that makes you a part-owner. That's right! Your share in the credit union makes you an equal owner. How many people can say they own their financial institution? Has a nice ring to it, right?
Share Certificate Benefits
Higher Dividend Rates
Loudoun CU has always made it a point to stay abreast of current Share Certificate rates and ensure that we stay competitive with both local and non-local financial institutions. You invest your hard-earned money, and we invest in you.
Guarantee Fixed-Rate Returns
What you see is what you get. If you want to be sure of what your return will be, our Share Certificates are the way to go.
Flexible Terms
While some only feel comfortable investing in a 36-month certificate, others have the cash to tie up for longer. Loudoun CU has an array of Share Certificate Terms for any type of saver.
Early Withdrawal Penalties
Unlike a regular share savings account, Share Certificates exist for those longer-term investors. If the funds in your Share Certificate are needed before the certificate matures, penalties will apply. See credit union for details.
Minimum Opening
It only takes $1,000 to open a Share Certificate with Loudoun CU.
Share Certificate Rates
On all Certificates: Dividends are calculated on Daily Balance method, compounded and paid Quarterly. APR = Annual Percentage Rate. APY = Annual Percentage Yield. $1,000.00 on minimum deposit. CD withdrawal penalties: up to 1 year: 90 days interest, over 1 year: 180 days interest. Rates are subject to change without notice. Please refer to Account Disclosure for additional information.