A Holiday Message for the Loudoun Community
As this holiday season approaches, I return to a scene that has guided my understanding of community for decades: George Bailey standing in the Building & Loan lobby in It’s a Wonderful Life. Surrounded by anxious neighbors, he reminds them of a simple truth: the value of a community institution is always in the people it serves.
“You’re thinking of this place all wrong,” George says. “Your money’s in Joe’s house, right next to yours, and in the Kennedy house, and Mrs. Macklin’s house.”
That moment captures the heart of cooperative finance better than any business textbook ever could. A credit union is not merely where people bank; it is where people help each other. It is a place where the prosperity of one neighbor supports the prosperity of another. That message resonates deeply with me, and with Loudoun Credit Union’s history.
Nearly 50 years ago, when we were founded just steps from where Leesburg Town Hall stands today, Loudoun Credit Union was built on the same idea that powered George Bailey’s Building & Loan: ordinary people—teachers, first responders, public servants—coming together to build something worthwhile for the community they loved.
Today, we remain the only financial institution that serves only Loudouners.
That distinction is our purpose, and it means that every dollar we earn stays here. It means supporting the Loudoun Education Foundation, The Arc of Loudoun, first responder organizations, local classrooms, and nonprofits that strengthen the fabric of our county. It means our team members are your neighbors, your fellow parents at school events, the people you see at the grocery store, and local ballfields.
In 2026, Loudoun Credit Union is proud to come home to downtown Leesburg.
As we approach our 50th anniversary, we are returning to the heart of the community, a walkable, historic main street where relationships are built face-to-face. Beginning January 20th, you’ll find us at 6 West Market Street, opening our doors just after the MLK Jr. holiday weekend. As with any move, there may be a brief period when systems are taken offline and restored, and we appreciate your patience as we make the transition.
We are also pleased to share that beginning on January 24, 2026, we will offer Saturday hours for the first time in our history. This is a small but meaningful step toward being more accessible to the families, small businesses and nonprofits we serve.
As George Bailey learned, a community is strongest when people show up for one another. Loudoun County has shown up for this credit union for nearly five decades, and we are honored to continue showing up for you, through every season, every challenge, and every opportunity ahead.
In the spirit of the holidays, and in the spirit of It’s a Wonderful Life, thank you for empowering Loudoun Credit Union to be a small but enduring part of this remarkable community. We look forward to welcoming you through our new front doors in 2026—and for many years to come.
Happy Holidays from everyone at Loudoun Credit Union!
Michael F. Falvey
Chief Executive Officer
Loudoun Credit Union