Savings Rates

  • Shares
    Account Type APR* APY**
    Share Savings
    (Minimum balance to earn dividends is $200)    		 0.05% 0.05%
    Fill In the Blank Savings 0.05% 0.05%
    IRA & Roth IRA 0.30% 0.30%
  • Share Draft (Checking)
    Account Type APR* APY**
    Everyday Checking
    Minimum balance to earn dividends Is $1,000
    No monthly service charge    		 0.00% 0.00%
    Senior Advantage Checking
    No minimum balance to earn dividends
    No monthly service charge    		 0.05% 0.05%
  • Money Market
    Account Type APR* APY**
    $2,500 - 20,000 0.90% 0.90%
    $20,000.01 - 50,000 1.10% 1.10%
    $50,000.01 - + 1.25% 1.26%
  • Share Certificates
    Account Type APR* APY**
    6 Months 3.50% 3.55%
    9 Months 4.25% 4.32%
    12 Months 4.50% 4.58%
    24 Months 4.00% 4.06%
    36 Months 3.45% 3.50%
  • IRA Certificates
    Account Type APR* APY**
    24-month Traditional 4.00% 4.06%
    36-month Traditional 3.45% 3.50%
    24-month Roth 4.00% 4.06%
    36-month Roth 3.45% 3.50%
    60-month Roth 2.50% 2.52%

On all Certificates: Dividends are calculated on Daily Balance method, compounded and paid Quarterly. APR = Annual Percentage Rate. APY = Annual Percentage Yield. $1,000.00 on minimum deposit. CD withdrawal penalties: up to 1 year: 90 days interest, over 1 year: 180 days interest. Rates are subject to change without notice. Please refer to Account Disclosure for additional information.