Automatic approval, no credit inquires or income verification. If you're reluctant to take money out of your savings because you're afraid you wont put it back . . . why not borrow your own money? Borrow up to the amount in your regular share account by pledging it as collateral while you continue to earn dividends.

Certificate Secured:  

Certificate Secured Loans is a secured loan and is for the shrewd borrower that is looking to keep funds on deposit at a higher rate of in a certificate of deposit and using those funds to their advantage to obtain a low interest rate loan.  The loan is determined by the certificate balance, you may secured all of the balance or a portion of.  The interest rate is 2% above the dividend rate of the Certificate and payment options are flexible so please talk to our loan officer or email at loans@loudoncu.com.