VISA Credit Cards

LCU Credit Card

 

 

 

We offer a Loudoun Credit Union Visa Credit Card with limits up to $10,000. Rates as low as 9.50% with no annual fee and a 25-day grace period.

Balance transfers are available at 5.00% below your current rate. For example, your credit card rate is 9.50% less the 5.00% discount equals a balance transfer rate of 4.50%!

This rate is good UNTIL THE TRANSFER BALANCE IS PAID IN FULL with no balance transfer fees.  Payments are calculated based on 2% of the unpaid balance.

Download Application- Complete, print and sign the application and fax to 703-777-5056; please provide proof of income, a current paystub.

TABULAR DISCLOSURE

Annual Percentage

Visa Classic

Rate (APR) For Purchases

9.5% - 14.0%

APR's

Cash Advance APR (9.5% - 14%)

Grace Period for Purchases

25 Days

Method of computing balances for purchases

Average Daily Balance (including new purchases)

Annual Fee

None

Minimum Finance Charge

None

Transaction Fee for Purchases:

None

Balance Transfer Fee:

None

Late Payment Fee:

$25.00

Credit Builder VISA

Do you have poor credit or no credit history at all? There are ways to help rebuild or establish credit.

The Loudoun Credit Union Secured Visa Credit Card is a great way to establish credit. A secured card is backed by funds deposited to your regular share account. Your credit limit is the amount you pledge. Minimum secured line is $300.

Interest rate is a low 14.00%

Payments are calculated based on 2% of the unpaid balance.

Refer to the Tabular Disclosure above for more information.

To report a lost or stolen credit card or make balance inquires, call 1-800-808-7230

To view your account, go to www.eZCardInfo.com

How long will it take to payoff my credit card?  Credit Card Calculator

 

 

 

 

Apply Online  

Pay Your VISA Payment   Rates Verified by VISA Report Your Card Lost or Stolen

 

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