If you purchase a new recreational vehicle, the credit union will finance up to 100% of the purchase price, up to $50,000 for up to 120 months.  Interest rates vary based on term and amount financed.

If you purchase a used recreational vehicle up to 15 years old, the credit union will finance 100% of the NADA Trade-In Value.

BOATS - Finance a New or Used Boat with a fixed rate as low as 6.59% APR.  Will finance boats up to 40 feet in length.  The minimum loan is $2,000 and the maximum loan is $50,000.  Financing on new boats are 95% of the purchase price and used boats are based on the NADA retail value.  Financing available on new and used up to 120 months (10 years) as follows:

         $2,000 - $10,000  48 months

         $10,001 - $25,000 60 months

         $25,001 - $30,000 84 months

         $30,001 - $50,000 120 months

• MOTORCYCLES - New and Used Motorcycle loans follow the same guidelines as New and Used Cars.  New - Finance up to 100% of the purchase price and financing available up to 84 months.  Refer to the New Car rates and terms. 

         Used- Finance up to the NADA retail value.  Models 1 to 5 years old will finance for 60 months, 
         Models 6 - 7 years old will finance up to 48 months.

• Recreational Vehicles- New - Finance up to 100% of the purchase price.  Minimum loan is $2,000 and the maximum is $50,000.  Used RVs may be financed up to the NADA retail value up to 15 model years old.  Financing available as follows:  

         $2,000 - $10,000  48 months

         $10,001 - $25,000 60 months

         $25,001 - $30,000 84 months

         $30,001 - $50,000 120 months

Definitions:

Class A Motorhome – commonly referred to as the conventional motorhome, is the largest, most luxurious of the motorized RVs.  The Class A is entirely constructed on a bare, specially designed motor vehicle chassis; size 21 to 40 feet.

Class B Motorhome – also referred to as the van camper, the Class B is a panel-truck that has been customized to include temporary sleeping, eating and bathroom facilities; size 16 to 21 feet.

Class C Motorhome – sometimes referred to as a mini-motorhome, provides the conveniences of a larger motorhome in a scaled-down version and at a lower price.  The Class C is built on a automotive manufactured van frame with an attached cab section; size 20 to 28 feet.

Fifth-Wheel Travel Trailer – are designed to be affixed and towed by a pickup equipped with a special hitch in the truck bed, these two-level units can provide the greatest living of all towable RVs.  Fifth-wheels come equipped with all the comforts of home; size 21 to 40 feet.

Travel Trailer – A unit designed to be towed by a car, van or pickup by means of a bumper or frame hitch, the travel trailer provides all the comforts of home; size 12 to 35 feet.

Folding Camping Trailer – A lightweight unit with sides that collapse for towing and storage, the folding camper combines the experience of open-air tent camping with sleeping comfort, basic conveniences and weather protection found in other RVs; size 15 to 23 feet.

Truck Camper – A unit loaded onto, or affixed to, the bed or chassis of a pickup, the truck camper is popular for back road and accessing remote locales; size 18 to 21 feet.