Holiday Club

You can save for a happier Holiday Season by opening a Holiday Club. You are able to make deposits either through payroll deduction, or just deposit funds occasionally. Holiday shares are deposited to your primary share account on the first of October so you can get a jump on your holiday shopping. (Penalties apply for early withdrawal.)

Dividends are compounded and posted quarterly based on the average daily balance method. There is no minimum balance required to earn dividends. Dividends on Share Accounts are based on available earnings and cannot be guaranteed.

*APR = Annual Percentage Rate
**APY = Annual Percentage Yield

Custom Clubs

Ideal for special savings needs that earns a higher dividend rate than the regular share account. The accounts are limited to two withdrawals/transfers per calendar year rather than a set maturity date like the Holiday Club Account. Withdrawals/transfers in excess of two per year are subject to an excessive withdrawal fee.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government, by the National Credit Union Administration, an agency of the U.S. Government.  Effective October 15, 2008, Traditional and Roth IRAs (Individual Retirement Accounts) are insured to $250,000 by the National Credit Union Administration, an agency of the U.S. Government.  We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Additional information can be found in the NCUA Your Insured Funds brochure.