Credit Union membership makes a difference! A share (savings) account is the first account that you’ll open when you join Loudoun Credit Union. A minimum deposit of $5 is required to open your share account. The $5 minimum deposit represents you as a member/owner and maintains your membership in the credit union. Following this $5 deposit, you are eligible to take advantage of any and all other services provided by Loudoun Credit Union. Dividends are paid on share balances over $200. A second share account is available to each member.

Account	Rate Type	APR	APY
Regular Shares	Variable	0.25%	0.25%
Secondary Shares	Variable	0.25%	0.25%

Dividends are compounded and posted quarterly based on the average daily balance method. A minimum balance of $200 is required to earn dividends. Dividends on Share Accounts are based on available earnings and cannot be guaranteed.

APR = Annual Percentage Rate
APY = Annual Percentage Yield

Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government, by the National Credit Union Administration, an agency of the U.S. Government.  Effective October 15, 2008 Traditional and Roth IRAs (Individual Retirement Accounts) are insured to $250,000 by the National Credit Union Administration, an agency of the U.S. Government.  We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Additional information can be found in the NCUA Your Insured Funds brochure.